This credit card is designed for those who want the best rewards.
There are cards that we think of as very simple, basic and traditional, aimed at the general population and understood as cards for simple category profiles. However, such cards can be incredibly surprising, prioritizing conditions that are accessible to many consumers, but who are looking to choose a premium card.
In other words, for those who want basic functionalities, for a more everyday profile but want important benefits and rewards, the Fit Mastercard credit card can be an excellent option for many profiles.
Want to know more about the Fit Mastercard credit card? Check out more information below.
Fit Mastercard
No annual fee High Variable APRHow does the Fit Mastercard credit card work?
The Fit Mastercard credit card is a simple, general and basic card, with the understanding that it caters for the target public in a traditional way, without very sophisticated services and with great versatility.
However, we can consider that this card surprises its customers precisely because it is totally basic, but offers intelligent conditions and rewards that can guarantee great possibilities.
In other words, although it’s not a premium line, the Fit Mastercard is of great importance to many people, for example by giving them the opportunity to choose to receive their advantages and rewards in the way they see fit, with great alternatives being points, which can be exchanged for travel, cashback in which accumulated points can be a great aid to your savings and even products, which may be something of relevance to you.
Main benefits of the Fit Mastercard credit card
This card has benefits that are efficient and practical to redeem, which, as mentioned above, can be based on the customer’s choice.
In addition, it is worth remembering that the credit card has a great ally for control and support, including a digital account in an application with intuitive and modernized tools, which guarantee accessibility for users and reflect strongly on the good use of your card, making it possible to analyze statements, balances, rewards, transactions and payments from the digital account available on the platform.
In this way, a complete and dynamic digital account isn’t just about controlling your credit card, it can also make a general contribution to your financial life by legitimizing services that can be excellent for your finances.
Another factor that can be extremely beneficial for many is the competitive rates and APRs, which are not considered as exorbitant as usual for many other credit cards on the market, allowing greater access for profiles with more reduced conditions and who are looking to avoid high rates.
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Cons of the Fit Mastercard credit card
We can also point out the negative points of this credit card, which are extremely necessary and decisive for choosing this type of card or not.
First of all, it’s worth mentioning the variable annual fee, where unfortunately there are no fixed options, unlike many existing cards, which are based on an annual fee exemption of up to R$120, and what will most influence and generate these high values is your own consumer profile.
In other words, if you use the rewards directly, guarantee your rewards and make sure the card works properly, you may be able to get your annual fee waived.
Also of note is the eligibility of customers to use this card. Although this is a more accessible and basic credit card for many, unfortunately it has requirements and demands that may mean that your profile is not accepted, which is unfavorable for many people seeking approval for this card.
APR and fees
It’s also one of the most important topics and one that should be researched carefully, taking into account your finances, which can go too high and exceed your budget.
The Fit Mastercard therefore offers good conditions and is accessible to many credit profiles, with annual fees being waived for many, while for others the annual fee can be as much as R$120.
It is also worth mentioning the APR, in which no programs or promotions are added, with a target percentage of 12% to 18%, depending on the credit analysis.
How do I apply for a Fit Mastercard credit card?
If you are interested in obtaining a Fit Mastercard credit card, you need to access the digital platform, which can be the website with its possibilities and tools, or you can view the app in your digital account.
Therefore, when you access either of the two options, look for services and tools for applying for cards, and as there are several possibilities and categories of cards, click on the Fit Mastercard option.
You will then be asked to fill in a form in which you must provide your personal information, both for the credit analysis that will be carried out and for the presentation of your identity.
Once completed, send your application and wait for it to be approved. If you are approved, the physical card will be delivered to your address within a few days. You will then need to activate your card, which is simple and intuitive within the app.nger financial future.
