US Bank Cash Plus Visa Signature

Earn up to 5% cashback on the categories you use the most with the U.S. Bank Cash

Credit Card

US Bank Cash Plus Visa Signature

Flexible ways to redeem your rewards. There’s a 3% fee for balance transfers.

$200 bonus after spending $1,000 in 90 days

How to Apply You will remain on the current site

The US Bank Cash Plus Visa Signature is a great choice if you want to earn cash back on your everyday purchases.

With up to 5% cash back on two categories you choose, plus a $200 bonus after spending $1,000 in the first 90 days, it offers some serious rewards. 

Want to learn more about how this card can help you earn cash back on things you already buy? Keep reading to see if it’s the right fit for you!

More Cash Back with the US Bank Cash Plus Visa Signature

The US Bank Cash Plus Visa Signature is great if you want to earn cash back on things you already buy. 

You can get 5% cash back on your first $2,000 spent each quarter in two categories you pick. You could choose gas, grocery stores, or even streaming services. 

That way, you’re getting rewarded for things you buy every day. On top of that, you get 2% cash back on one everyday category, like restaurants or gas stations. 

And for everything else, you earn 1% cash back. It’s simple, and it adds up fast. Plus, you get a $200 bonus if you spend $1,000 in the first 90 days. Not a bad deal at all!

Pros and cons:

Before you decide if this card is right for you, let’s look at the good and the bad.

Pros: 

• Up to 5% cash back on categories you choose.
• $200 bonus after spending $1,000 in 90 days.
• Flexible ways to redeem your rewards.

Cons: 

• You need to pick your categories every quarter.
• There’s a 3% fee for balance transfers.
• The 5% cash back is capped at $2,000 every quarter.

How do I Know if the US Bank Cash Plus Visa Signature is the best credit card for me?

If you want control over your rewards, the U.S. Bank Cash+ Visa Signature might be for you.

You can choose two categories to earn 5% cash back, like gas or groceries. Plus, you get 2% cash back on another category, such as restaurants. It’s great for everyday purchases.

However, if you don’t want to choose categories each quarter, this card might not be the best fit.

Why do we like this card?

We like the US Bank Cash Plus Visa Signature because it gives you flexibility. You can choose the categories where you earn 5% cash back, like grocery stores, restaurants, or gas stations. It’s all about rewarding you for your everyday spending. 

Plus, the $200 bonus you get after spending $1,000 in the first 90 days is a nice boost. The 2% cash back on another category helps too. 

Another reason we like it is because you can redeem your rewards however you want – as a statement credit, a rewards card, or even a deposit into your bank account. This card makes it easy to get the most out of your spending.