Wells Fargo Autograph

Enjoy a 20,000-point bonus when you spend $1,000 in the first 3 months!

Credit Card

Wells Fargo Autograph

No annual fee High APR after the intro period

Get up to $600 in cell phone protection

How to Apply You will remain on the current site

The Wells Fargo Autograph Card is a great way to earn rewards on everyday purchases like dining, travel, and gas. With no annual fee and the chance to earn 3X points in popular categories, it’s an easy way to start building rewards quickly. 

Plus, you can get a $200 bonus when you spend $1,000 in the first three months. Keep reading to learn more about how this card can work for you!

Get $200 in Rewards with the Wells Fargo Autograph Card

The Wells Fargo Autograph Card is a great option if you’re looking to earn rewards quickly. 

When you spend $1,000 in the first three months, you’ll get 20,000 bonus points. That equals $200 in rewards. Plus, you earn 3X points in categories like dining, travel, gas, and even streaming services. 

The best part? There’s no annual fee. This means you don’t pay extra just to use the card. It’s a simple way to start earning rewards for the things you already buy.

Pros and cons:

Before you apply for this card, it’s good to know both the good and the not-so-good things about it.

Pros: 

• No annual fee
• Earn 3X points on dining, travel, gas, and more
• Get up to $600 in cell phone protection

Cons: 

• High APR after the intro period
• Rewards categories might be limited for some people
• You may need a good credit score to qualify

How do I know if the Wells Fargo autograph is the best credit card for me?

If you spend a lot on dining out, travel, or gas, this card could be a good fit for you. The 3X points on those categories add up quickly, and the $200 bonus is a nice perk.

However, if you tend to carry a balance on your credit card, you might want to be careful. The APR is high after the first 12 months, which means interest charges could pile up. 

If you’re able to pay off your balance each month, though, you’ll avoid those extra costs.

Why do we like this card?

The Wells Fargo Autograph Card is easy to love because it rewards you for things you already do. Dining, traveling, and even gas are all categories where you can earn 3X points. That’s great for people who spend a lot in these areas. 

The $200 sign-up bonus is also a nice way to get started. And, the fact that there’s no annual fee means you don’t have to worry about paying extra just to keep the card. 

We also like the cell phone protection. If your phone gets damaged or stolen, you could get up to $600 back. 

It’s one of those little things that can save you money. All in all, this card is a good choice if you’re looking to earn rewards without paying a yearly fee.